Are you ready to get serious about your personal finances? Let 2026 be the year you get organized and take control. We can help end your financial stress! Capital Budget Strategies LLC, Austin’s best Financial Coach, is here to help. For only $149, we will meet with you one-on-one via Zoom Video Conferencing and do a “deep dive” into your finances. Many of our clients make a decent income, but they just do not have
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JANUARY 2026, J.W., AUSTIN, TX
“I am so grateful for the expertise, patience and care that Charles Mitchell showed during our session. He has a non-judgmental and impartial approach to personal finance, and I now feel equipped to manage my financial life moving forward. I enthusiastically recommend him to anyone looking for compassionate guidance.
{…}How to Control Your Spending During the 2025 Holiday Season
Many of our clients ask how they can control spending during the 2025 holiday season. Our Austin Financial Coach says there is only way to control spending: Create a spending plan. Capital Budget Strategies LLC, Austin’s best Financial Coach, meets with clients each Fall who are still paying off credit card debt from last year’s holiday gift buying. That is stressful and very expensive with credit cards charging 18%+ in interest on outstanding balances. Our
{…}NOVEMBER 2025, M.W., AUSTIN, TX
“If I could give 10 stars I would! This was the absolute best decision my husband & I made in meeting with Charles. From the first few minutes he put all the fears we had away! He made the process so easy to understand and helped us see how we can be debt free in less than a year and how my husband & I can be in a good spot when he retires. We
{…}How to Budget When Your Income is Variable
How to budget when income is variable is not an unusual problem. For instance, people who work on commission or many in the service industry do not know exactly how much they will earn each week. If you sell cars for a living and it rains 4 weekends in a row, your sales are likely to be negatively affected. If you are a waiter in Austin and UT students are on break, your income could
{…}Financial Coach verses Financial Advisor
What is the difference between a Financial Coach and a Financial Advisor? The Financial Coach at Capital Budget Strategies, LLC, Austin’s best Financial Coach, will work with you one-on-one via a Zoom Video meeting and give you and your money 100% attention. Our Austin Financial Coach will not try to sell you any products, promote any investments or cost too much. Financial Advisors recommend certain investments such as stocks, bonds, bitcoin, gold or mutual funds.
{…}Best Way to Build Your College Student's Credit Score
What is the best way to build your college student’s credit score? Get them a credit card! Actually, get them a credit card, but do not give it to them. Capital Budget Strategies, LLC, Austin’s best Financial Coach, can help you and/or your college student get financially organized. Our Money Coach, will show you how to pay off debts, build an Emergency Fund, handle credit cards responsibly and start saving for retirement! Our price is
{…}SEPTEMBER 2025, A & R, AUSTIN, TX
“Chuck was very detailed in every aspect from spending, budgeting, & saving. He was able to strategically structure the finances in a way that make sense for the whole household and not just one individual. I have tried multiple routes to get my wife and I on the same page, which is why I reached out to Chuck for his services. His approach was similar to my previous routes but structured differently and seems to
{…}SEPTEMBER 2025, CAROLYN, AUSTIN, TX
“I highly recommend Capital Budget Strategies to anyone needing to get a handle on their finances. Chuck, the owner, is extremely knowledgeable and able to communicate financial principles in a way that is easy to understand. He is also friendly and understanding, which is really important when discussing a potentially sensitive subject. He is able to speak from his own personal experience and from his years of experience helping others. Through my meetings with him,
{…}Ending Financial Anxiety
Do you have financial anxiety? Do you have a decent paying job but still cannot seem to organize your money? Does your credit card debt or school loans keep you up at night? Do you get chills before you open your monthly bills? Time to take charge of your financial life and the Financial Coach at Capital Budget Strategies LLC, Austin’s best Financial Coach, can definitely help! Most Money Coaching “companies” charge you hundreds of
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