Yes, it is Christmas in the middle of July! (Who says that line in which movie? Hint: It is before computers and even push-button telephones.)
Speaking of the holidays, let’s be honest. You know you will spend money buying holiday gifts. Will you pay with cash or Visa? With a credit card, you will pay about 18.99% for the privilege of borrowing money you do not have to buy gifts people probably do not want. Yikes!
For only $149, Capital Budget Strategies, LLC, Austin’s best Financial Coach, will transform the way you handle your finances. Together, we will determine your Net Worth, build an Emergency and Survival Fund, create a Budget, review your Retirement Savings, set up a Snowball Debt Repayment Plan and explain the basics of managing money.
For instance, why not start saving money so you can pay cash for gifts and begin 2024 without more credit card debt?
Here is how it works:
STEP 1: There are 5 months until December. How much can you put aside each month? If you can save $75 monthly, you will have $375 by December!
STEP 2: Next, make a two-column list. In the first column, write the names of each person receiving a gift.
STEP 3: In the second column, list how much you want to spend on each person. The amounts in the second column should not exceed $375.
STEP 4: Stick to your numbers, do not overspend. Then, enjoy your holidays!
Our Austin Money Coach will meet one-on-one with you and anyone who shares your financial responsibilities. We meet via Zoom Video Conferencing, so you do not have to leave home. Warning, our sessions are intense, so be ready.
Give our Austin Financial Coach approximately 4 hours and you will be on your way to financial freedom!